Alternative lenders are able to help people who cannot qualify for traditional bank loans. Unlike the underwriting requirements of traditional banks, alternative lenders are able to use collateral for securing a loan. Borrowers are able to leverage portfolio in the form of stocks as collateral for any money that they would like to borrow. Borrowers will be able to obtain between 50% and 75% of the value that their stocks are currently worth.
Because the loan is backed by stocks, customers will have a lot more time to pay the money back than they would with a traditional loan. A stock-based loan from Equities First Holdings is a very good idea because of the amount of flexibility that it will allow the user. Both businesses and everyday people are able to achieve their goals via the favorable lending practices of Equities First Holdings.
Equities First Holdings’s: Twitter
Infinity Group Australia has come with a business model that has put them on the map as one of Australia’s most innovative companies. Graeme Holm, the founder of the company, acts as a mortgage broker for his clients, but also provides them with special training in how to control and manage their finances. Holm says he realized that many Australians do not know how to manage their finances correctly and therefore cannot pay their houses off on time. Providing them with a “training program” will allow the clients to not only pay off their homes on time but also to invest in other opportunities because of the residual income they will acquire.
The idea is that Infinity Group acts a personal trainer for the client’s finances. If you go to the gym by yourself, it will take you some time to figure out what kind of exercises work for you and how often you should be doing them. This makes your goals harder to achieve. If you have a personal trainer, however, achieving these goals becomes easier because you have an expert helping you out.
Infinity Group Australia’s process is simple. Once you have your mortgage, the company will provide assistance in every aspect of your finances. They will teach you how to reduce your debt, pay off your mortgage, plan for your retirement, and after that, they will teach you how to invest your money. They will start with an in-depth analysis of your finances and give you pointers on where you can be saving money and reducing your spending. Once your “training” is done, you will constantly receive progress report so you can see how well you’re doing and if there are still any areas in which you can improve.
This business model has earned Infinity Group some fantastic feedback. In fact, Infinity Group Australia Reviews are so positive that they have now earned a spot in the Australia Financial Review’s list of most innovative companies for 2018. Australia Financial Review, otherwise known as AFR, reaches an audience of around 1.8 billion people, so being on this list grants the spot-holders a great deal of exposure. Holm states that he is very proud of the work Infinity Group has done and that he hopes to continue improving the lives of Australians and helping them achieve financial freedom. Being on the AFR list is a coveted spot to be in and Infinity Group thanks its clients more than anyone else. Learn more : https://www.crunchbase.com/organization/infinity-group-australia